Before You Give This Holiday Season - Read This

The Holiday Season is upon us! I love this time of year. The smells. The sounds. The hustle and bustle. The late night traffic as everyone is out buying gifts. The parties. The food. The magic. Whatever you believe and whatever the reason is for your celebrations this time of year, there is no denying that there is magic in the air. People are nicer. More generous. We actually talk to each other. We say things like "Have a good holiday!" "Merry Christmas!" "Happy Hanukah!" I love it. But I haven't always loved it. This time of year was often stressful for me. It was a constant reminder of what I couldn't do. What I couldn't give. What I couldn't provide. That I could work 50 hours a week and still not be able to afford Christmas. Or I could afford Christmas, but then I couldn't pay any bills. I hated this time of year. The commercials of all the damn toys - and then hearing my boys beg and beg and I'd nod like a big-fat-li